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Safe BoatingWhat do five short blasts of a marine horn mean? (Immediate danger!) What are the greatest dangers for kids on the water? What’s an EPIRB? Who has the right of way on the water? What would you do if you heard the words “Pan, Pan, Pan” over your radio? Unfortunately, the law doesn’t generally require licenses for people running boats. Although most states require safety certification, boaters typically don’t have to take any training in seamanship skills or pass tests on such skills to run boats (even big ones!) The implications for you? You have to learn to be a defensive, knowledgeable boater, if you and the ones you love are going to be safe. StraightTalk tip: Before heading out on your boat, file a float plan. The “World’s only Lifesaving Device on Paper”™ consists of the “Millennium Edition” Float Plan™ and Boating Emergency Guide™ from the Coast Guard Auxiliary on the Float Plan Central website. Online ResourcesYou can learn oceans of information about good seamanship and safe boating skills online, starting at the following sites. You can also find local courses taught by the Coast Guard Auxiliary, U.S. Power Squadrons and other groups.
Resources for young people
Membership OrganizationsHere are links to two membership organizations that promote boating education and safety and that have local chapters that provide courses and programs you can participate in.
Prepared for Corning Credit Union by Remar Sutton & Associates, April 2003. Reviewed and updated March 2007. All rights reserved. |
Boat Buying GuideAvailable Cash CalculatorYour Available Cash is the maximum amount you have to spend on a boat. This calculator enables you to determine 1) the amount of cash a boat loan will yield and 2) the total Available Cash from all sources, including the loan, you have to purchase a boat. If the estimated amount of Available Cash is too little for the boat you would like to purchase, you have several options: A higher monthly payment and/or a longer loan term will typically yield higher initial Loan Cash, thus increasing your Available Cash. You may also wish to consider alternative boats that better fit your budget. *Check the current interest rate for the loan term. This calculator is solely for informational purposes. It gives you a reasonably accurate estimate of your Available Cash. Results for your actual loan will vary based on your final rate and loan amount. |