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Car Buying Guide
1. Dealership Tactics
2. Buying a Vehicle
3. Research Before Buying
4. Buying a New Vehicle
5. Negotiating the Right Way
6. Buying a Used Vehicle
7. The Reward
Ten Tips for Car Buyers
Mortgage Guide
1. The Perfect Mortgage! Or is it?
2. The Real World of Mortgages
3. How Shopping for a Mortgage the StraightTalk Way Works
4. Loan Lingo
5. The Many Flavors of Loans
6. A Look at "Closing Costs"
7. The Mortgage Guide in a Nutshell
Glossary
Home Buying Guide
Introduction
Chapter 1. Planning
Buy or Rent
Types of Homes
Location, Location, Location
What Do You Desire in a Home?
How Much Home Can You Afford?
Is There a "Best Time" to Buy
Chapter 2. Shopping for a Home
Understand and Have Your Financing in Place First
Shopping on Your Own
Working with an Agent or Real Estate Broker
Types of Agents
Finding and Evaluating an Agent
What About FSBO Homes?
What about Shopping for Homes on the Internet
Touring & Evaluating Homes for Sale
Chapter 3. Purchasing a Home
Making an Offer for the Property You Wish to Buy
What is a Good Initial Offer for the House?
Negotiating the Sale
What Steps are Needed to Prepare for Closing on Your New Home?
Time for the Closing
Chapter 4. Moving into Your New Home
Chapter 5. Relocating Resources
Neighborhood Needs vs. Wants Worksheet
Home Needs vs. Wants Worksheet
Income and Expenses Worksheet
Boat Guide
Developing a Boat Budget
Sail or Power?
What Type of Engine?
Buy New or Used?
Is the Boat Safe and Reliable?
Getting the Best Financing
Negotiating and Getting the Best Price
Getting Your Boat in the Water
Safe Boating
Maintaining Your Boat
RV Guide
Developing an RV Budget
What Type and Size RV
New or Used?
Safe and Reliable?
Getting the Best Financing
Negotiating and Getting the Best Price
Registration and Insurance
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Let's Take a Trip!
Maintaining Your RV
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Home Repair and Remodeling Projects—Are You Ready to Do-It-Yourself?
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One Credit Union Plaza • PO Box 1450 • Corning, NY 14830 • 800-677-8506 • 607-962-3144 • Routing & Transit Number 222380359