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Gen Y with Will

Spring Break!

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It’s that time of the year again… Spring break, baby!

How about Florida this year? Or Mexico?

Great stuff! But how are you going to pay for all this?

Maybe you’ve got the airfare. But what about a place to sleep? What about breakfast, lunch and dinner? Wait, skip the breakfast part, you’ll probably sleep right through that!

 

Read more: Spring Break!

Identity Theft.

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idcards.jpgAnd yet another article on identity theft… Boring!

But is it? Did you know young people are big targets?

Here’s a quick head’s up.

What is ID Theft?

A scammer uses your name, personal information, and credit to steal products and services and leaves you with the bill.



 

Read more: Identity Theft.

 

Pyramid Schemes; A Scam To Watch Out For

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money-pyramid.jpgGet this scenario: you, a college student who has discovered the luxury of 10 Ramen Noodle cups for only a buck, are approached by a young man dressed-for-success at the local JCrew.

He begins by asking you questions like where you go to school, what you’re studying and what do you want to do with your life. He then tells you a little bit about himself—he says he’s an entrepreneur who’s been quite successful and would like you to come in for a meeting to see if you could become ‘one of them.’

 

Read more: Pyramid Schemes; A Scam To Watch Out For

   

Online Scams Target You

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trap.jpgOnline scammers like people our age for two reasons: They know we love the Web, and they know we trust people.

The result? More young people are being ripped off online right now than ever. Watch out for these scams:

FireFox Enhancement! FireFox is a great open-source browser recommended by a lot of consumer types—free and fast. They’ve just released a wicked new version, too—for free. But scammers in Russia and China are trying to sell the new version, and as a bonus, when you pay for what should be free, the scammers download a virus on your computer. Thanks for nothing! So, what do you do? Download FireFox from only one site: www.mozilla.com.

 

Read more: Online Scams Target You

 

So, What Would You Do With This Phone Call?

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phone_call.jpgYou answer the phone, and there’s this nice lady on the phone.

She says she works for Greenpeace and asks if you would like to make a donation to save the whales that are being killed in the Norwegian Sea.

Of course! You’ll help them fight these animal abusers!

You decide to donate $100 to the good cause—your savings for four months.

But hold it: how do you know if your money ends up at the right address?

 

 

Read more: So, What Would You Do With This Phone Call?

   

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Web Links

March 2010

Census Forms will soon be appearing in mailboxes. Check out the Census 2010 site for answers to questions, how the process works, and why the census is taken every 10 years.

1040 Central
Check out this section of the IRS website for tax law changes, tax fraud alerts, first-time homeowners credit, frequently asked questions, and much more.

Track down the best tax preparer
Looking for someone to prepare your taxes, then this article gives you tips on how to find the best one for your situation.

Watch Out! Here's what's not covered by the CARD Act
This article from Consumer Reports describes some practices that the CARD Act doesn't cover.

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