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Gen Y with Will

Spring Break!

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It’s that time of the year again… Spring break, baby!

How about Florida this year? Or Mexico?

Great stuff! But how are you going to pay for all this?

Maybe you’ve got the airfare. But what about a place to sleep? What about breakfast, lunch and dinner? Wait, skip the breakfast part, you’ll probably sleep right through that!

 

Read more: Spring Break!

Identity Theft.

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idcards.jpgAnd yet another article on identity theft… Boring!

But is it? Did you know young people are big targets?

Here’s a quick head’s up.

What is ID Theft?

A scammer uses your name, personal information, and credit to steal products and services and leaves you with the bill.



 

Read more: Identity Theft.

 

Pyramid Schemes; A Scam To Watch Out For

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money-pyramid.jpgGet this scenario: you, a college student who has discovered the luxury of 10 Ramen Noodle cups for only a buck, are approached by a young man dressed-for-success at the local JCrew.

He begins by asking you questions like where you go to school, what you’re studying and what do you want to do with your life. He then tells you a little bit about himself—he says he’s an entrepreneur who’s been quite successful and would like you to come in for a meeting to see if you could become ‘one of them.’

 

Read more: Pyramid Schemes; A Scam To Watch Out For

   

Online Scams Target You

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trap.jpgOnline scammers like people our age for two reasons: They know we love the Web, and they know we trust people.

The result? More young people are being ripped off online right now than ever. Watch out for these scams:

FireFox Enhancement! FireFox is a great open-source browser recommended by a lot of consumer types—free and fast. They’ve just released a wicked new version, too—for free. But scammers in Russia and China are trying to sell the new version, and as a bonus, when you pay for what should be free, the scammers download a virus on your computer. Thanks for nothing! So, what do you do? Download FireFox from only one site: www.mozilla.com.

 

Read more: Online Scams Target You

 

So, What Would You Do With This Phone Call?

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phone_call.jpgYou answer the phone, and there’s this nice lady on the phone.

She says she works for Greenpeace and asks if you would like to make a donation to save the whales that are being killed in the Norwegian Sea.

Of course! You’ll help them fight these animal abusers!

You decide to donate $100 to the good cause—your savings for four months.

But hold it: how do you know if your money ends up at the right address?

 

 

Read more: So, What Would You Do With This Phone Call?

   

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Web Links

July 2010

FTC Warns of Oil Spill Scams
Disasters tend to bring out the scammers and the oil spill in the Gulf of Mexico is generating its share. This consumer alert provides tips for spotting fraudulent offers or activity.

MyMoney.gov
This redesigned site from the federal government is a one-stop site that provides financial education information, resources, and tools from over 20 different federal websites. Topics include managing debt and credit, dealing with mortgages, planning for retirement, saving & investing, and much more.

Junk Mail? How Did They All Get My Address?
This fact sheet from the Privacy Rights Clearinghouse provides tips for removing your name from national mailing lists.

Zip Code Finder and Boundary Map
Want to know where a zip code is located? Need to know the zip code for an address? Then check out this interactive map.

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