How Your Credit Can Cost You $100K… Really!


By Will from Holland

A few years ago, when I was living in the Caribbean, I met this guy while surfing.

His name was Mack, a nice guy in his twenties, from LA. He was studying in Puerto Rico to become a doctor. We caught a few waves together, had a chat, and became friends quickly.

We've stayed in touch over the years. Every time I went to California for work, I made an effort to see Mack. We would catch a few waves at Manhattan Beach and cruise around the strand on skateboards. We always had fun.

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How to Build Decent Passwords

By Niels Postma – VP & Tech Team Director

What’s the definition of a good password?  It’s a secret code that’s hard for hackers to break and easy for you to remember.

I’m Niels, FoolProof’s VP of Techie Stuff. We’ve told you in other reports about creating passwords, but as the geek in FoolProof, I wanted to give you a smart way to build a really good password.

First up, let’s talk about how hackers work. Knowing this helps you see why you have to be careful with passwords.

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Will You Make These Money Mistakes?

You would never deliberately throw away money, right? But most of us do, without even thinking. Ask yourself if you fall for these money traps.

  • Do you pay full price, regardless of service or quality? If you've received poor service or a poor product, do you ask for your money back? Be specific in your complaint, and make sure you're right, but always ask. Virtually all restaurants will adjust your bill if you have a sincere complaint, and businesses from airlines to rental car companies will, at the very least, give you perks for your trouble.

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Thousand-Dollar Money Mistakes: How to Prevent Them

We've been looking at the ways young people waste the most money without knowing it—at least a thousand dollars—and guess what? There are tons of ways, which is pretty scary! Here's a look at the most common disaster spots for your wallet.

Using a debit or credit card for minor purchases. Have you ever gone into a store to buy a bottle of pop and ended up spending ten bucks rather than two bucks because the store has a “minimum” purchase requirement for using a card? You know, you just start grabbing things, whether you really need them or not. Studies show we spend around eight bucks more when we charge small items rather than pay cash.

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