As average gas prices hover around $4 per gallon, lots of us are feeling pain at the pump. As the price of a fill-up hits $50, $60, and beyond, the thought of trading for a more fuel-efficient vehicle is appealing. In addition, the news is full of stories about slow sales and economic pressures on auto manufacturers and dealers. Now, you think, might be a good time to get a good deal on a new or used vehicle. Yes or no? The answer depends on your individual financial situation and vehicle needs. This review offers some questions to ask yourself and tips for savvy shopping.
Have you seen one of the many ads for reverse mortgages on the television or received them in the mail? Many such ads paint reverse mortgages as ideal sources of income for any homeowner who’s 62 or older. In actuality, reverse mortgages are not for everyone. Your age, circumstances, and estate plans can make a big difference in whether a reverse mortgage or another type of loan may be best. Plus, reverse mortgages are complicated and not easy to understand. This month's report looks at the basics of reverse mortgages and outlines some steps that may help you determine if one is right for you.
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