Reports

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December 2008

"Free Security Scan" Could Cost Time and Money

Reduced home prices tempting you to house shop? Be aware: Subprime lending tactics now being used to market some FHA loans—read Business Week’s investigative report.

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Avoiding "Loan" Schemes and Other "Services" Risky to Your Financial Well-being

December 2008

Economic hard times, such as the nation is now experiencing, bring out the schemes and scams that aim to make a buck on people who may be feeling pressure financially and who are unwary. In the last few weeks, I have seen dozens of ads and email solicitations for “opportunities” that could wreck an already stressed budget. So this month’s report details 1) some schemes and scams to always avoid and 2) some services that may be helpful in certain circumstances but that you must choose wisely how to use.

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Pyramid Schemes; A Scam To Watch Out For

Get this scenario: you, a college student who has discovered the luxury of 10 Ramen Noodle cups for only a buck, are approached by a young man dressed-for-success at the local JCrew.

He begins by asking you questions like where you go to school, what you’re studying and what do you want to do with your life. He then tells you a little bit about himself—he says he’s an entrepreneur who’s been quite successful and would like you to come in for a meeting to see if you could become ‘one of them.’

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Saving on Health Care Costs

November 2008

According to two recent national surveys, health care coverage costs will continue to increase in 2009. Are you one of the many consumers who are concerned about rising health care costs? This month's report looks at various ways to help you save on health care.

Health Care Savings Programs

There are various programs established by Congress that can help you save money on health care costs. The following types of plans utilize either pre-tax or tax-free dollars to pay for health care.