Remar's Report - Corning Credit Union

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Saving on Health Care Costs

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November 2008

According to two recent national surveys, health care coverage costs will continue to increase in 2009. Are you one of the many consumers who are concerned about rising health care costs? This month's report looks at various ways to help you save on health care.

Health Care Savings Programs

There are various programs established by Congress that can help you save money on health care costs. The following types of plans utilize either pre-tax or tax-free dollars to pay for health care.

Finding the Best Deals Shopping Online

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October 2008

Busy schedules, rising prices, and costly gas have many consumers turning to the Internet to do their shopping. While shopping online can be convenient, it can also be costly if you aren’t careful. This month's report provides some tips to help you make sure you are getting the best deals while shopping safely online.

Tips for Saving $$$

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September 2008

The past few months have seen continuing high prices at the gas pump and rising prices at the supermarket checkout counter. Uncertain economic times also make most of us budget conscious. Have you been looking for ways to save a few dollars? Then, this report’s for you. This month I've searched the Web for lots of tips to help you save dollars. The savings can start to add up, the more tips you follow.

Is Now the Right Time to Buy a Car?

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It Depends!

August 2008

As average gas prices hover around $4 per gallon, lots of us are feeling pain at the pump. As the price of a fill-up hits $50, $60, and beyond, the thought of trading for a more fuel-efficient vehicle is appealing. In addition, the news is full of stories about slow sales and economic pressures on auto manufacturers and dealers. Now, you think, might be a good time to get a good deal on a new or used vehicle. Yes or no? The answer depends on your individual financial situation and vehicle needs. This review offers some questions to ask yourself and tips for savvy shopping.

Is a Reverse Mortgage Right for You?

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July 2008

Have you seen one of the many ads for reverse mortgages on the television or received them in the mail? Many such ads paint reverse mortgages as ideal sources of income for any homeowner who’s 62 or older. In actuality, reverse mortgages are not for everyone. Your age, circumstances, and estate plans can make a big difference in whether a reverse mortgage or another type of loan may be best. Plus, reverse mortgages are complicated and not easy to understand. This month's report looks at the basics of reverse mortgages and outlines some steps that may help you determine if one is right for you.

Getting the Most for Your Vacation and Travel Dollars

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June 2008

These days, every fill-up of the family vehicle brings new sticker shock. The soft economy along with rising fuel prices have many people rethinking their summer travel and vacation plans. Before you decide simply to skip this year’s vacation, consider all the ways you can save money and still enjoy getting away. This month's report discusses ways to get the most for your travel dollars.

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Web Links

November 2008

DMAchoice.org
This newly revamped site from the Direct Marketing Associate allows consumers to better control the junk mail that shows up in their mailbox. Consumers register for free and then can choose what offers, catalogs, and magazines they do or don't want.

Holiday shopping is approaching. Start your online shopping with safeshopping.org. This site from the American Bar Association will help you safely make purchases online. Topics covered include security, privacy, payment, seller, product, terms, delivery, records, complaints, and tips.

GreenScaping: The Easy Way to a Greenier, Healthier Yard
This site from the EPA, describes how taking care or our lawns and gardens properly, can help us save money, time, and help the environment.

Digital TV 101
On February 17, 2009 broadcast TV stations will begin broadcasting in digital only. (Most are currently broadcasting in both analog and digital.) This site from South Carolina ETV has lots of information about digital TV and HDTV, widescreens, converter boxes, and more.

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