February 2009

In this challenging economic environment, you may be concerned about job, retirement or general financial security. Eager to take advantage of your legitimate concerns, a varied group of scammers and con artists are targeting your money and your personal information using a variety of online tactics. By taking a few simple steps you can protect yourself from even the latest ploy. This month's report describes the most common scam methods and steps you can take to avoid being caught.

Dangers to your computer and personal information

Scammers continually change their tactics in order to steal your personal information. Malware, phishing attacks, and email scams are the primary tactics that they use.

January 2009

The holiday season is over. Holiday shopping and the effects of the poor economy have emptied wallets. At times like this, you need some entertainment. But can you afford it? You still have year-round shopping needs. What’s the best way to save money? This report offers tips to help you enjoy good times and good shopping at reasonable and reduced costs.

Saving on Entertainment

When the budget is tight, many people cut back on entertainment. But let the good times roll with these tips to save on books, DVDs, movie tickets, dining, and more.

December 2008

Economic hard times, such as the nation is now experiencing, bring out the schemes and scams that aim to make a buck on people who may be feeling pressure financially and who are unwary. In the last few weeks, I have seen dozens of ads and email solicitations for “opportunities” that could wreck an already stressed budget. So this month’s report details 1) some schemes and scams to always avoid and 2) some services that may be helpful in certain circumstances but that you must choose wisely how to use.

November 2008

According to two recent national surveys, health care coverage costs will continue to increase in 2009. Are you one of the many consumers who are concerned about rising health care costs? This month's report looks at various ways to help you save on health care.

Health Care Savings Programs

There are various programs established by Congress that can help you save money on health care costs. The following types of plans utilize either pre-tax or tax-free dollars to pay for health care.

October 2008

Busy schedules, rising prices, and costly gas have many consumers turning to the Internet to do their shopping. While shopping online can be convenient, it can also be costly if you aren’t careful. This month's report provides some tips to help you make sure you are getting the best deals while shopping safely online.