Renting a Car on Vacation: Understanding What Insurance You Need

July 2016

Renting a vehicle is common among vacationers, especially those enjoying a "destination vacation." When renting a vehicle, it’s important to understand your insurance options so you can determine which option provides the best coverage for your rental. Ask yourself: should I take the coverage offered by the rental company or will coverage provided by my personal auto insurance policy and the credit card used to rent the car be adequate?

Finding the best insurance coverage for the vehicle you rent depends on the answers to several important questions. In most cases, the coverage provided by your personal auto insurance policy and credit card will be both excellent and least expensive. But in other cases, the coverage provided by the rental agency may be your best choice, even though it may cost more.

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What Should You Look For in a Privacy Policy?

When was the last time you looked at a website's privacy policy? Typically, most people don't look at privacy policies unless forced. Some sites, when they've updated their privacy policy, don't allow users to view the site until they indicate they have seen the policy. While reviewing privacy policies can be time consuming, it's important to do so to protect the information that is important to you.

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The Selfie Saga: Selfie ID

With people taking selfies, people posting selfies, and selfie sticks, selfies are undoubtedly everywhere you look. Selfies are so present in our lives that in 2014 the word "selfie" was integrated in the Oxford (Online) Dictionary. We would go so far to say that every smartphone user has probably taken a selfie at some point. They are here to stay, whether we like it or not.

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Avoid 8 Summer Scams Targeting Your Wallet

June 2016

Warmer days bring thoughts of relaxing summer activities, vacation, and plans for completing home maintenance and repairs. Unfortunately, this is also a prime time for scammers as they target your summer activities to steal your hard-earned money. \It is important to watch out for these wide-spread cons and take steps to protect yourself. This article will help you do that.

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Heard About the LinkedIn Breach? Here's What You Need to Do

A data breach at LinkedIn has recently been in the news. What makes this news different is that the breach originally occurred in 2012. It's back in the news because the information stolen was recently found being sold on the Internet. And the amount of data stolen was larger than originally thought. The information that was stolen was member email addresses, member IDs, and hashed passwords.

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Spring Cleaning? Don't Forget Your Digital Home

For many people, the arrival of spring means a thorough cleaning of their home. Spring cleaning is also a good way to get your digital home in order too. With all of the personal information that our digital devices have on them, it is important to make sure that they are clean, protected, and secure.

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Budget Trouble: Broke Right After Payday?

You know that feeling you get when you get paid? You feel happy and rich and the sky is the limit! It's a great feeling, but it doesn't last long, does it?

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Saving for Retirement? Comparing Traditional and Roth IRAs

May 2016

Individual retirement accounts (IRAs) are popular tax-advantaged vehicles for saving for retirement. Understanding the different types of IRAs and the differences between them is important when you begin saving for retirement. Although there are 11 different types of IRAs, the most common are the traditional IRA and the Roth IRA.

The major difference between the traditional and Roth IRA is the nature of the tax advantage. The contributions to a traditional IRA are deductible from the investor’s taxable income in the year of the contribution. Tax on the contributions and the account holder’s earnings is then deferred until funds are withdrawn from the IRA. In contrast, contributions to a Roth IRA are not deductible, but the contributions grow tax-free and are tax-exempt when withdrawn.

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Donating to Earthquake or Flood Victims? Beware of Scams

In the past few weeks, earthquakes have hit Japan and Ecuador and heavy rains have caused flooding in  Texas. After disasters like these, many people want to help. Unfortunately, fake charities and other scams will take advantage of the disaster.

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Be Aware of These Scams Targeting Women

I encountered my first online scam as an undergrad. I was looking for a roommate and received an inquiry via a popular online forum that seemed legitimate. A few conversations later the prospective renter asked me to deposit a check for them. I found out from a friend that this was a scam people were using to obtain a person's account information.

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Coming Soon to an ATM Near You? No Card Required

ATM skimming continues to be problem for financial institutions. Skimming is the stealing of account data from ATM, debit, and credit cards usually by inserting a device in the card slot on ATMs, self-service gas pumps, and other card readers. PINs can also be stolen by hidden cameras. Some estimates place the loss to the global banking industry at around $2 billion in 2015.

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Buying a Car with Bad Credit

April 2016

Is your credit score keeping you from getting a new vehicle? Having bad credit brings concerns of whether or not you can afford a reliable vehicle, get a loan at a reasonable rate, and avoid pressure from lenders. Though these concerns are realistic, it is important to know that most people in this situation are able to find a reliable vehicle and a loan that doesn’t break the bank. To do this though, you have to do your homework to understand the right steps to take. This report will show you those steps and will help you understand what you need to know to get the vehicle you need.

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Renting a Car Soon? Read This First

Has this ever happened to you? You reserved a car at a great rate but discovered that the rate didn't include the mandatory charges and fees when you picked the car up. These tips will help you avoid such surprises and pitfalls and help you save on your next car rental.

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It's Time to Check Your Social Security Statement Online

March 2016

According to the Social Security Administration (SSA), checking your Social Security statement annually is something all working adults should do. An annual review allows you to check the accuracy of your earnings recorded for the previous year and gives you the opportunity to correct any mistakes that may have been recorded on your statement. Each statement also estimates the monthly Social Security payment you can expect in retirement based upon your current average earnings and planned retirement age. Having access to these various estimates can help you with your retirement planning. With all of this information at your fingertips, it makes sense to start checking your annual Social Security statement early in your working career, rather than waiting until you near retirement. If you don’t check your Social Security statement regularly, now is a good time to start!

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    • Remar Finance


      Want to improve your credit score? Want to cut your tax bills?  Like to tear up hundred dollar bills? (You're probably doing that). How about this:  want to wake up retired and without money?  Your Financial Well-being rules your life.  We put you in charge of the rules.

       

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      Every worry about identity theft?  Worry about young people and the dangers of the web? Mind if I read your private emails?  Or browse through your medical records? This section takes you into the scary world of privacy and identity theft.  StraightTalk gives you just that (straightTalk) when it comes to identity theft and privacy issues.   

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